Raymond Smith NMLS #: 342794Senior Loan Officer
Email Address: rsmith@ChoiceMortgageBankInc.com
Agent NMLS#: 342794
Work Phone: 561-362-8441 x 211
Cell Phone: 954-501-1949
Real Estate Brokers # 3236683
Alternate E-Mail: Ray@choicemtgbankers.com
A Licensed Mortgage Lender
Driven Sales Professional who enjoys building consultative, long-term client relationships, a proven “closer”. Welcome objections as opportunity to share product knowledge and expertise. Generate top-quality results by demonstrating superior product knowledge and integrity. Resourceful when faced with obstacles and adaptable to sales situations. Persuasive negotiator.
Consolidated Lenders Group, Inc., San Diego, CA President/CEO/Owner
Administered and directed all aspects of local San Diego mortgage lending firm.
Three Coin’s Realty, Pacific Beach, CA President/CEO/Owner
Represented clients in sales/leasing of residential and commercial real estate.
Sand Ray LLP, Pacific Beach, CA President/CEO/Partner
Focused on residential and commercial real estate services in sales, leasing, exclusive representation property management, and consulting.
Raymond Smith, New Jersey, California Real Estate Appraiser/Owner
- Appraised all types of real estate including: residential development, hotel/motel, strip centers, condo conversions, and use property
- American Institute of Real Estate Appraisers (A.I.R.E.A.) ▪ RM and MAI Candidate
Pacific Commerce Bank, Chula Vista, CA Senior Loan Officer
- Managed portfolio of FHA Title 1 loans along with all residential needs for existing commercial depositors and clients. Handled business/commercial lines of credit; also focused on SBA lending
- Personally interviewed applicants; analyzing credit information; and closing various types of residential mortgage loans including FHA/VA
Highly accomplished professional with proven track record in Sales, Lending, Leasing, Marketing, and Real Estate. Track record as a Business Owner, Loan Officer, On-site Sales agent. Hiring/training loan processors, loan originators, and real estate agents. Ability and knowledge of assessing value and cash flow for residential and all income producing properties/real estate. Demonstrated experience launching and implementing deals and negotiating contracts. Experienced facilitator of real estate sales process from beginning to end.